Debt Instruments – Fixed Deposits

“Debt instruments are for investors with a low-risk appetite”. You often hear this statement from financial…

Asset Classes – How do we choose the right ones?

Asset classes are clusters of financial instruments available to investors, to meet their financial goals. Broadly,…

Priming Your Lifestyle for Prosperity

Money habits are a never-ending subject. Everybody has an opinion on what’s wrong and what’s right,…

Tax Planning for starters

Tax planning for salaried employees calls for attention in the month of December, as employers mount…

Freelancing – What You Need to Know

Freelancing appears to be the new buzzword hailed for its flexibility. Moonlighting employees are under a…

Millennials and Money Management

Millennials and money management is a favorite topic for sellers of new age products and parents…

Financial Planning for Millennials

Millennials expect to create a better future, using the collaborative power of digital technology. ~ Mal…

What are economic moats?

A moat is a trench, usually filled with water, surrounding a building, fort or town as…

75 ways to improve financial quotient – Part 2

Financial Freedom is the way to define your personal freedom. We continue the list started yesterday…

Leverage in Personal Finance

Leveraging in simple words, means borrowing to finance something. Is leverage the same as debt? No.…