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75 ways to improve financial quotient – Part 2

Financial Freedom is the way to define your personal freedom. We continue the list started yesterday…

75 ways to improve financial quotient – Part 1

What is a financial quotient? Haven’t we heard enough of Intelligence Quotient, Emotional Quotient, Social Quotient…

Leverage in Personal Finance

Leveraging in simple words, means borrowing to finance something. Is leverage the same as debt? No.…

Power of Compounding Myths

“Power of compounding is the eighth wonder of the world”. The quote is attributed to both…

Benchmarking in Money Management

Benchmarking can be defined as the practice of setting up a standard measure, and measuring performance…

How Income Tax works in India 2022?

July is a high point in the financial life of employees and other taxpayers. It’s time…

When financial advice stops making sense

Financial advice is not a subject of casual conversation, points out a columnist in a Sunday…

Financial Literacy Vs. Digital Literacy

Financial Literacy has failed to keep pace with digital literacy, points out an article in Times…

Common mistakes in household budgets

Household budgets are like New Year Resolutions. We undertake the exercise with great enthusiasm, after reading…

Red Flags for NBFC Clients

RBI cancels license of — NBFC. Headlines hit hard sometimes. I start the day with a…