Common mistakes in household budgets

Household budgets are like New Year Resolutions. We undertake the exercise with great enthusiasm, after reading…

WHAT ARE INVESTMENT ALTERNATIVES?

Investment alternatives are different from alternative investments. Alternative investments mean investing in less known avenues like…

Fixed Deposits turn attractive again

Money managers who deal with stock market investments always ridicule a bank FD. Yet, there is…

What is Risk Profile in Risk Management?

“Not taking risks one doesn’t understand is often the best form of risk management.”― Raghuram G. Rajan, Fault…

Real Estate can be a poor investment, if …

Real estate excites people because it is a visible indicator of prosperity, unlike the paper or…

Risk Management in Financial Planning

What is common between the following three terms for an investor? Omicron Initial Public Offer Cryptocurrency…

Debt at the time of Retirement

It is not unusual to have debt at the time of retirement in present times. Or…

Role of Real Estate in Retirement Planning

I often told my team mates in the BFSI sector, that their biggest competitor for selling…

Vanguard or Index Funds in Retirement Planning

A young man wants to know if mutual funds are better than direct equity, and why…

Retirement Plan – What Do You Include?

Decades ago, people could chalk out a retirement plan with an assumption that the children would…