Is Emergency Fund Necessary?

The pandemic turned emergency funds into a hot topic in money management. The mass impact on…

Save Now Buy Later

The idea of Save Now Buy Later claims to turn the Buy Now Pay Later concept…

Budgeting at different income levels

Budgeting is not a popular choice. Who likes living with restrictions? So, thumb rules for financial…

Millennials and Money Management

Millennials and money management is a favorite topic for sellers of new age products and parents…

Financial Planning for Millennials

Millennials expect to create a better future, using the collaborative power of digital technology. ~ Mal…

What are economic moats?

A moat is a trench, usually filled with water, surrounding a building, fort or town as…

75 ways to improve financial quotient – Part 2

Financial Freedom is the way to define your personal freedom. We continue the list started yesterday…

75 ways to improve financial quotient – Part 1

What is a financial quotient? Haven’t we heard enough of Intelligence Quotient, Emotional Quotient, Social Quotient…

Leverage in Personal Finance

Leveraging in simple words, means borrowing to finance something. Is leverage the same as debt? No.…

Power of Compounding Myths

“Power of compounding is the eighth wonder of the world”. The quote is attributed to both…