Common mistakes in household budgets

Household budgets are like New Year Resolutions. We undertake the exercise with great enthusiasm, after reading…

RED FLAGS FOR NBFC CLIENTS

RBI cancels license of — NBFC. Headlines hit hard sometimes. I start the day with a…

Fixed Deposits turn attractive again

Money managers who deal with stock market investments always ridicule a bank FD. Yet, there is…

80 20 rule in Personal Finance

What does the 80:20 rule or Pareto Principle bring to mind? Our gurus have drilled into…

What is Risk Profile in Risk Management?

“Not taking risks one doesn’t understand is often the best form of risk management.”― Raghuram G. Rajan, Fault…

How much is too much in stock investments?

Stock investments have taken a beating. It is a moment, which will pass. Yet, we are…

Real Estate can be a poor investment, if …

Real estate excites people because it is a visible indicator of prosperity, unlike the paper or…

Loans Without Documents

Loans without documents are unthinkable for a professional banker. Yet, the word jumps out of several…

Vanguard or Index Funds in Retirement Planning

A young man wants to know if mutual funds are better than direct equity, and why…

How will the pandemic affect retirement planning?

Forget retirement planning. Financial planning in pandemic times is so wobbly, that one prefers to go…