Leverage in Personal Finance

Leveraging in simple words, means borrowing to finance something. Is leverage the same as debt? No.…

Red Flags for NBFC Clients

RBI cancels license of — NBFC. Headlines hit hard sometimes. I start the day with a…

Are Net Worth statements accurate?

The formula for net worth calculation appears to be a no-brainer. Net Worth = Total Assets…

Loans Without Documents

Loans without documents are unthinkable for a professional banker. Yet, the word jumps out of several…

Buy Now Pay Later

It’s boom-time for retailers and banks after a low season in 2020. Buy Now, Pay Later…

Debt at the time of Retirement

It is not unusual to have debt at the time of retirement in present times. Or…