Debt Instruments – Fixed Deposits

“Debt instruments are for investors with a low-risk appetite”. You often hear this statement from financial…

Asset Classes – How do we choose the right ones?

Asset classes are clusters of financial instruments available to investors, to meet their financial goals. Broadly,…

Priming Your Lifestyle for Prosperity

Money habits are a never-ending subject. Everybody has an opinion on what’s wrong and what’s right,…

Tax Planning for starters

Tax planning for salaried employees calls for attention in the month of December, as employers mount…

Emotional Intelligence in Money Management

Emotional intelligence is a term coined by Daniele Goleman, and he paved the way for recognition…

Financial Intelligence & Emotional Spending

Financial intelligence perhaps takes a backseat in the throes of emotional spending, as many of you…

Yeh E-Rupee Kya Hai?

E-Rupee, Digital Rupee, E-Rupi and Rupay ….. India is confused. What is all this? Cryptocurrency attracts…

Is Emergency Fund Necessary?

The pandemic turned emergency funds into a hot topic in money management. The mass impact on…

Save Now Buy Later

The idea of Save Now Buy Later claims to turn the Buy Now Pay Later concept…

Fintech in Personal Finance

Fintech is a word bandied about relentlessly in start-up and investor groups, in discussions about money…