Leverage in Personal Finance

Leveraging in simple words, means borrowing to finance something. Is leverage the same as debt? No.…

What are Offline Payments

Reserve Bank of India allows small value offline payments, to be carried out only in proximity…

Risk Management in Financial Planning

What is common between the following three terms for an investor? Omicron Initial Public Offer Cryptocurrency…

Buy Now Pay Later

It’s boom-time for retailers and banks after a low season in 2020. Buy Now, Pay Later…

Debt at the time of Retirement

It is not unusual to have debt at the time of retirement in present times. Or…

How many credit cards should I have?

My father lived a debt-free life, but considered withdrawal from Provident Fund to be okay. We…