What is Risk Profile in Risk Management?

“Not taking risks one doesn’t understand is often the best form of risk management.”― Raghuram G. Rajan, Fault…

How much is too much in stock investments?

Stock investments have taken a beating. It is a moment, which will pass. Yet, we are…

Real Estate can be a poor investment, if …

Real estate excites people because it is a visible indicator of prosperity, unlike the paper or…

Are Net Worth statements accurate?

The formula for net worth calculation appears to be a no-brainer. Net Worth = Total Assets…

Cryptocurrency – No, Virtual Digital Assets

Virtual Digital Assets are the words of the day. And today is no ordinary day. The…

Budget-proof your personal financial plan

Ankit believes that his personal financial plan for the next year depends on announcements in Union…

What are Offline Payments

Reserve Bank of India allows small value offline payments, to be carried out only in proximity…

Money Values

What are money values? I recall a popular quote “Show me where you spend your money,…

Financial Literacy for Kids

Buying gifts for kids is an engaging pursuit, because it gives you so much of joy.…

Loans Without Documents

Loans without documents are unthinkable for a professional banker. Yet, the word jumps out of several…